Get SR22 quotes today
If you’ve been in a serious car accident, received a DUI, or had your license suspended, you may be required to get an SR22 insurance policy. SR22 insurance proves to the state that you have the financial responsibility to meet any liability requirements. Failure to obtain SR22 insurance can result in further penalties, including the revocation of your driving privileges.
Why Choose Our Memphis SR22 Insurance?
- Affordable rates: We work with multiple insurers to find the most competitive rates for your SR22 insurance policy.
- Flexible payment options: We understand that financial situations can vary. That’s why we offer flexible payment options that meet your needs.
- Fast and easy process: Getting an SR22 quote and purchasing a policy is quick and convenient. Our online platform makes it simple and straightforward.
Get a Free SR22 Quote Today
Don’t wait to secure your driving privileges and avoid further penalties. Get an SR22 insurance quote today and protect your financial future. Our team of experts is standing by to assist you with any questions or concerns.
Call us today to get started. We’re committed to providing you with the best SR22 insurance coverage at the lowest possible cost.
Additional SR22 Insurance Features
- Electronic filing: We provide electronic filing of SR22 forms to the DMV, ensuring quick and efficient submission.
- Proof of coverage: You can access your proof of SR22 insurance online at any time for easy verification.
- Certificate of compliance: We issue a certificate of compliance upon policy purchase, demonstrating your compliance with the state’s SR22 requirements.
Get Your Memphis SR22 Insurance Quote Today
Don’t delay, contact us now to get your no-risk SR22 insurance quote in Memphis. Our knowledgeable agents are ready to assist you in finding the most affordable and reliable insurance solution for your needs. Drive legally with confidence and peace of mind knowing that you have the financial protection you need.
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What is SR22 insurance?
SR22 insurance, also known as a Certificate of Financial Responsibility, is a document issued by your insurance company that verifies your compliance with state laws regarding minimum auto insurance coverage. Whether you’ve been involved in a traffic violation or have a history of driving without insurance, an SR22 can help you reinstate or maintain your driving privileges.
What is SR22 Insurance?
SR22 insurance is a legal requirement in many states for drivers who have been convicted of certain traffic violations, such as:
- Driving under the influence (DUI/DWI)
- Driving without insurance
- Causing an accident while uninsured or underinsured
- Accumulating multiple traffic violations
When a driver is required to file an SR22, the state’s Department of Motor Vehicles (DMV) will notify the insurance company to issue the certificate. The insurance company will then submit the SR22 to the state, indicating that the driver has met the minimum insurance requirements.
Who Needs SR22 Insurance?
SR22 insurance is typically required for drivers who have committed serious traffic violations or have failed to maintain continuous auto insurance. Here are some common scenarios where an SR22 is needed:
- A driver who has been convicted of a DUI or DWI
- A driver who has been caught driving without insurance
- A driver who has caused an accident while uninsured or underinsured
- A driver who has multiple traffic violations on their record
- A driver who has been ordered by a court to file an SR22
How to Get an SR22 Insurance Policy
To obtain an SR22 insurance policy, you must contact an insurance company that is licensed to provide such policies in your state. When purchasing an SR22 policy, it’s important to understand the following:
- Coverage Limits: SR22 policies typically meet the minimum liability coverage requirements set by your state. These limits vary from state to state, so be sure to check with your local DMV.
- Filing Fees: Many insurance companies charge an additional fee for filing an SR22 with the state. This fee is separate from your insurance premiums.
- Duration: SR22 insurance policies are typically valid for three to five years, depending on state requirements. After this period, you may be able to cancel your SR22 policy.
Benefits of SR22 Insurance
While an SR22 insurance policy can be a financial burden, it also offers several benefits, including:
- Reinstatement of Driving Privileges: An SR22 can help you reinstate your driving privileges if they have been suspended or revoked due to a serious traffic violation.
- Proof of Financial Responsibility: An SR22 demonstrates to the state and other drivers that you are financially responsible and have met the minimum insurance requirements.
- Reduced Insurance Costs: In some cases, maintaining an SR22 insurance policy for the required period can lead to lower insurance costs in the long run.
SR22 insurance is a legal requirement for drivers who have committed serious traffic violations or failed to maintain continuous auto insurance. By understanding what SR22 insurance is, who needs it, and how to obtain it, you can ensure that you are meeting your legal obligations and protecting your driving privileges.
If you have been ordered to file an SR22, it’s important to contact an insurance agent to discuss your options. By choosing the right insurance company and understanding the terms of your policy, you can avoid costly penalties and maintain your peace of mind while driving.
